Description
The CFT Credit Analysis Certificate is designed to develop your ability to identify and evaluate risk by providing a comprehensive foundation in financial analysis and credit underwriting fundamentals. The program features training on key qualitative risk factors, financial statement analysis, ratio calculation and interpretation, and core elements of financial accounting.
After completing this comprehensive series, you will be able to recognize early signs of credit deterioration, understand how lending officers manage high-risk situations, and implement strategies to minimize potential losses, equipping you with the skills needed to make informed and effective credit decisions.
You must complete the following list of individual courses and suites.
Prerequisites (or a course equivalent):
- Banking Fundamentals Suite ( Includes The Banking Industry, Bank Lines of Business, and Building Customer Relationships) (Equivalent to Principles of Banking)
- Financial Accounting OR General Accounting (Equivalent to: Principles of Accounting 1 & Principles of Accounting 2)
- Legal Foundations in Banking (Equivalent to Law & Banking: Principles)
- Marketing in Banking, Marketing Planning AND Marketing Management (Equivalent to Marketing Financial Services)
- Introduction to Analyzing Financial Statements
Course Requirement:
- CFT/ABA Business and Commercial Lending Certificate
- Analyzing Financial Statements AND Commercial Lending (Equivalent to: Lending Decision Process)
- Business/Technical Writing
- Global Cash Flow Analysis
- Commercial Loan Documentation
- Personal Tax Return Analysis
- Business Tax Return Analysis
